14 Things To Do If You Pay More Than $800/Month In Rent
It’s unavoidable – the pain you feel after paying your rent every month.
But it’s the price you pay to put a roof over your head so you can have your own space.
You can’t compromise on that, because what else would you do?
So continue paying your rent and read on, because we’re going to share 14 proven tips to alleviate your financial stress. These are things that you can do to make more money on the side, and help save extra cash every month.
Here are the 14 things you should do:
1. Play Solitaire on Your Phone to Earn Cash
Want to earn cash while having fun? Check out Solitaire Cube, an app that lets you play Solitaire – but for real money.
You get paired against players of similar skill, so you have a great shot at beating them.
Think you're a good Solitaire player? You could probably rake in some serious cash. Take the example of Kate Ngyuen, who took in $380,980 last year playing Solitaire Cube.
With everyone stuck at home, even new players like Jennifer, a mother of two, are winning thousands of dollars.
If you think you've got what it takes to play Solitaire and earn cash, download the Solitaire Cube app here.
2. Play “New” Bingo On Your iPhone For Real Cash
Traditional Bingo was a game of chance. You’d win only if you were lucky enough to have the right card.
But now, YOU are in control with Blackout Blitz – a spin on Bingo where you see the same balls and cards as everyone else. The best part? You can win real cash in as quickly as 2 minutes!
It’s super easy to learn and a great way to kill time and make money at the same time – perfect for us staying at home!
Play for free against real people for prizes or play cash games to win real money! If you win a mini-tournament you could win well over $1,000.
3. How A California Mom Accidentally Raised Her Credit Score From 588 to 781... In Only 90 Days
If you have a credit score under 700, it can be tough to live life on your own terms.
But recently, one California Mom accidentally raised her credit score from 588 to 781 in just 90 days by using 1 unusual credit loophole.
"Thanks to the help of Scott's friend, we were able to save our family from a major financial disaster... before it was too late"
Alison describes how not long ago, a family friend showed her a little-known credit "trick". And just by using this simple, 5-minute trick once a day, her scores started going up very fast: Credit Secrets.
Recently featured on the Larry King Show, Credit Secrets has changed the lives of millions of Americans.
Click "Watch Now" below to see how you could improve your credit score in just a few weeks.
4. Reclaim the $825/Yr You're Losing in Car Insurance
You need it, you have it, and you’re probably overpaying for it.
By an average of $825/year actually.
If you haven’t recently shopped around for car insurance, take a look at Gabi - an online one-stop-shop for car insurance. With Gabi, you could reclaim your $825 in minutes. Here's how it works:
- Complete a simple form in minutes
- Gabi does the work to find the best discounts available to you
- Cash in your savings!
Since it takes just a few minutes and it’s free, what do you have to lose (besides $825/year)?
5. Protect Your Family by Getting Up to $1 Million in Life Insurance
You don’t need to be sold on the point of life insurance.
If there’s a chance your loved ones won’t be able to manage with you gone, you already know you should seriously consider life insurance. So it’s about making sure you find the right policy for your family.
In 60 seconds, you can see if you qualify for up to $1 million in life insurance coverage starting at $16/month (terms of 10 or 20 years). Just fill out a quick online questionnaire with Bestow and you’ll receive a quote based on your needs. No medical exams, paperwork, or salespeople. Really.
If you’re unsure about your family’s financial future, you won’t want to miss out on getting a quote with Bestow.
6. Make Bank Off Art - For Real
The art market went bizonkers last week, setting 17 new world records in the first ever Zoom auction. What’s bananas is someone spent $84M for a painting of a jellybean (or is it a sideways butterfly?) without even seeing it in person. Respect.
Turns out the ultra-wealthy haven’t been hit as hard by the recession as the rest of us. Shocker, we know. In fact, art investors on average have outperformed the S&P by over 180% from 2000-2008.
So all of that sounds great, but what does that have to do with me? Well, now you too can invest in art with Masterworks. They make investing in total rippers like KAWS, Banksy, and Basquiat (whose works have appreciated at 10–25% annually) as easy as buying stocks. Sign up for an account today and skip the 25,000 waitlist.
7. Raise Your Credit Score for Free with This
Credit can be confusing, we know. You might not know where to start, and that’s OK - we’ve all been there too at one point.
To get started, one quick and free tool our experts at Joy Wallet recommend is Credit Sesame.
Credit Sesame helps you watch your credit score and make improvements to it.
Megan Hammon, a mother of 6 in Washington, used Credit Sesame to raise her credit score from 400 to just under 700 in a few months.
“I just knew that we were going to be screwed if we didn’t get our credit up,” - Megan Hammon
8. Get $5* to Invest in Amazon, Apple, Netflix, and More
Take a look at the Forbes Billionaires List - almost all these billionaires have one thing in common: they own pieces of other companies.
Unless you have a few million dollars around, this sounds impossible to do.
Until we found the app Stash. Stash lets you do what billionaires do to make money - buy pieces of other companies like Amazon, Apple, and Netflix. And you can start with as little as a $1 investment¹.
The best part? It takes 2 minutes to sign up, and Stash will give you $5 as soon as you sign up (you just 5X’d your money!).
9. Get Paid $100 From This Company for Opening a New Account
There's a mobile banking app that's giving out a $100 bonus for signing up to their new Aspiration Spend & Save Account.
Sign Up To Get Your $100 Bonus
Get paid $100 for signing up to Aspiration and spending $1,000 before July 15th, 2020. In addition to your $100, they will also give you a no-fee debit card, which provides up to 10% cashback on purchases.
Earn Up To 1.00% APY On Your Savings Account (11x More Than Other Banks)
If you deposit $1,000 into an Aspiration account, you’ll earn 1.00% APY interest, which is 11x more than what other banks offer. The first set of checks is free. They offer a debit card that can be used for free withdrawals from over 55,000 ATM's.
They Donate To Charity, Too
They even donate 10% of their revenue to charity, so you can feel even better about the extra cash you’re pocketing while you spend.
The best part is, it takes just 5 minutes to get set up.
10. Get Access to Insider Stock Picks - For Less Than a Cup of Coffee
If you’re tired of hearing about other people getting rich in the stock market, this might be a good day for you.
The Motley Fool founders Tom and David Gardner’s stock picks average over 487% return on the market since inception. With Stock Advisor, you’ll get access to their latest picks (and past picks) - with actionable insights for beginners and expert traders.
Through our partnership with the Fools, our readers have access to a 50% off the list price of this service and The Gardner brothers’ latest “All-In” stock alert.
11. Stack 21s in This Game to Win Cash
You’ve got 3 minutes.
Stack up as many 21s as you can, and if you beat other players, you could win some serious cash.
That’s 21 Blitz in a nutshell.
The game moves super fast and calculates your score for you. It’s a great way to kill time and earn some quick cash – all from the comfort of your home.
You can play against real people to win prizes or play cash games to win money. If you win a mini-tournament you could win well over $7,000.
12. Have Credit Card Debt? Use This App To Pay It Off Fast
Do you have multiple credit card bills due at the end of the month? Don't know which to pay off first? Or what your penalties might be?
Imagine how much easier it would be if an app told you exactly what you needed to do and saved you a headache.
Tally does just that.
Upload all of your credit card debt info to Tally, and Tally will help you reduce your debt to one easy payment at a rate as low as 7.9%. With the average U.S. household paying 20% interest or more on credit card bills, you could cut your payments by over half!
Some of the benefits of Tally we noticed:
- No more juggling credit cards with different APRs and balances
- Save money on interest payments
- Pay one bill every month
- Get protection against credit card late fees
13. Start Investing in the Stock Market with Just $5 (And Follow Other Winning Investors)
At some point you will want to be invested in the stock market. If you aren’t a millionaire but want to see exactly how successful people are investing in the stock market, Public is for you.
So What is Public?
It’s a whole new way to invest.
Public makes the stock market social. You follow other investors, discover companies they believe in, invest with any amount of money and it’s commission-free.
That’s why we love Public.
You can see what companies people are investing in and have transparent constructive discussions with people from different backgrounds.
Similar to Venmo, Public has a social feed that shows recently verified transactions in a scrolling format. (Verified meaning that each post is tied to an actual transaction in the app, an investment or sale.)
NBA Champion, Shaq is a member and you can follow him to see where he invests.
14. Pay Off Your Debt Faster With A Personal Loan
If you're uncertain about your next paycheck, you may want to stock up on cash by getting a personal loan.
Personal loans can be used for a variety of reasons. They can be used to pay for rent, home repairs and hospital bills, among other things. A loan can even be used to fund a vacation (when we get past social distancing).
But paying off credit card debt with high interest rates may be the best reason to get a personal loan, especially with record-low interest rates now.
Instead of paying interest of 18-24% on credit cards, a personal loan could drop your APR to 6% and allow you to pay off your debt much faster.
Here are some of the best options we recommend:
¹For Securities priced over $1,000, purchase of fractional shares starts at $0.05. You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash and the custodian. For current fee schedule, please see the Stash Wrap Fee Brochure. Other fees apply to the debit account. Please see Deposit Account Agreement for details.
- Joy Wallet is a paid solicitor of Stash. Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.
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