QuoteOutlet Home Insurance Review
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If you’re looking to maximize your budget, it’s important to look at your recurring living expenses and determine whether or not you are paying a fair amount. One thing that people tend not to negotiate due to its perceived difficulty is insurance cost. However, if you have auto insurance, home insurance coverage, or renters insurance, comparing insurance providers and insurance premiums could be a great way to save some money each month.
Of course, when comparing home insurance quotes, you want to make sure that you aren’t sacrificing your coverage needs just to save a few bucks. After all, trimming back your coverage limits is only useful if you’ve realized you’re paying too much for your home insurance policy or the amount of coverage you have is overkill for your property or needs.
Thankfully, the internet makes it easier than ever to find coverage options. One website that helps facilitate this kind of comparison is QuoteOutlet. A subsidiary of EverQuote, QuoteOutlet is a tool that makes it easy to explore coverage types, as well as other important factors you may want to weigh in your decision-making process, such as customer satisfaction or the financial strength of each insurance company.
Keep reading to learn more about what it’s like using QuoteOutlet to compare insurance coverage and whether or not it might be a good fit for you as you shop for a homeowners insurance policy.
In this article
What is QuoteOutlet?
QuoteOutlet is a website that helps policyholders narrow down their insurance company search. Rather than navigating from website to website and filling out multiple forms or talking to a different insurance agent at every company on the phone, QuoteOutlet makes the job easier.
While QuoteOutlet is a relatively new website as of 2024, it is actually affiliated with a company called EverQuote. EverQuote operates in a very similar space as QuoteOutlet, a leading insurance marketplace designed to help users find the right coverage. According to their website, EverQuote’s mission is to “empower customers to better protect life‘s most important assets—their family, property, and future.” This mission also applies to QuoteOutlet, a website focused on dwelling coverage, coverage for personal belongings, and car insurance.
Save $1,604 (or more) per year on car insurance today.
- 2-minute quote
- State minimum coverage
- Full coverage
- Explore top brands
How does QuoteOutlet Home Insurance work?
To get started with QuoteOutlet, visit their website at www.quoteoutlet.com. You can either click on the blue “Get Quotes” button at the top right of the page or click the orange “Continue” button after inputting your Zip Code. As you can see from the screenshot below, QuoteOutlet automatically detects your location and auto-fills a zip code, making this process super quick.
Once you’ve input your zip code, you’ll be asked some other questions to get your quote. Overall, the process is quite simple, although it is important that you answer all of the questions to ensure that each insurance company can be evaluated for whether or not they’re a good match for you and your needs.
How much does QuoteOutlet Home cost?
QuoteOutlet is free, making it a super affordable option for streamlining your insurance shopping process. Of course, when it comes to actually making the switch, the cost of the home insurance you select using QuoteOutlet will range in price depending on add-ons for additional coverage (for things like flood insurance or water damage), whether or not you’re bundling with other insurance coverage, and what your deductible is for things like personal liability, personal property, and replacement cost coverage. Remember that some insurers also offer discounts for safety features like a sprinkler or security system, which can save you money.
Overall, QuoteOutlet offers a lot of bang for your buck—for nothing more than an investment of time. One user quoted in a testimonial on the website claims, “I loved it because I saved a lot of money, almost $500 per month!” That kind of savings can really add up annually, especially if you’re saving for a down payment or trying to pay off credit card debt.
QuoteOutlet Home features
Easy-to-use web form
One of the best things about QuoteOutlet is how it and its parent company, EverQuote, have streamlined the process of getting quotes on insurance coverage. Rather than having to fill out multiple forms on a variety of websites or even pick up the phone to be connected to independent agents, you only need to fill out one form to receive a plethora of insurance quotes. This form may be a little more detailed than other insurers’, but it enables you to cover your bases and maximize your time.
Quickly connects you to insurers
Once you have filled out your form, QuoteOutlet quickly connects you to insurers in your area that fit your needs. If you’ve ever wanted coverage from a specific home insurance company but discovered they aren’t offered in your state, QuoteOutlet is for you. It leaves the guesswork out of shopping for a new policy. It connects and qualifies you from a menu of dozens of popular insurers like esurance, Farmers Insurance, Progressive, and Liberty Mutual Insurance.
Fast comparison
Once you’re analyzing insurance companies, it’s easy to compare who’s a good fit and who isn’t. If you want the option to receive the actual cash value in the event of property damage or are concerned about loss of use limitations, using QuoteOutlet can really simplify the comparison process. When referencing the best rating from AM Best or J.D. Power feels like it isn’t giving you the real intel you need, QuoteOutlet is here for you.
Save $1,604 (or more) per year on car insurance today.
- 2-minute quote
- State minimum coverage
- Full coverage
- Explore top brands
Who is QuoteOutlet Home best for?
Are you busy or mostly concerned with saving money without sacrificing coverage? If so, QuoteOutlet is a great tool in your back pocket. From understanding and comparing what constitutes a covered loss to exploring multi-policy discounts head-to-head, QuoteOutlet simplifies and streamlines the process of getting quotes so you can spend less time filling out forms and more time finding the right protection for you and your home.
Who shouldn’t use QuoteOutlet Home?
Home buyers or policyholders wary of getting spammed by various insurance companies may think twice before using QuoteOutlet to simplify their insurance search. QuoteOutlet’s parent company, EverQuote, has quite a few complaints about telemarketing on its Better Business Bureau webpage. This is because, to power their tool, EverQuote winds up selling your information as part of the match-making process.
Pros and cons
Pros
- Only one form to fill out. Getting insurance quotes can be tedious, even with the internet on your side. QuoteOutlet only requires you to fill out one form in order to get quotes from a variety of insurance companies in your area.
- Connected to leading insurance agencies. Just because you’re using an insurance marketplace doesn’t mean that you’re sacrificing on quality. QuoteOutlet is connected to leading companies like Liberty Mutual Insurance, Progressive, Mercury Insurance, and many others.
- Geographically relevant. If you’ve ever been excited about a specific insurer only to realize they don’t offer the policy you need in your state, you’ll be pleased to know that QuoteOutlet only analyzes companies that can actually provide you with insurance in your zip code.
Cons
- Sells your data. QuoteOutlet is free, but it isn’t without the personal cost of your data. This is used when making a match with various insurance companies, which makes sense considering what the platform does. Even so, if you don’t like the idea that QuoteOutlet gets paid by insurance providers when they make a referral, then you should avoid the website.
- Some BBB complaints for parent company. QuoteOutlet is connected with EverQuote, a company that offers a similar service primarily in the auto insurance industry. EverQuote, Inc. has been accredited since 2011 and currently holds a B rating; however, it also has a history of complaints from consumers who have been bombarded by telemarketers after using the service.
- No mobile app. While QuoteOutlet is simple to use as far as websites go, there’s no mobile app available when using the platform to discover and compare insurers.
FAQs
Is home insurance necessary?
Absolutely! While many people don’t think about home insurance as one of the additional living expenses associated with owning a home, that in no way means it isn’t important. If your house burns down in a fire, the home insurance claims process is how you begin to repair damages, as well as replace your belongings and cover the expenses of relocating to a different dwelling during construction. Having liability coverage to cover yourself legally if someone hurts themself in your dwelling and presses charges for medical payments is something home insurance offers, too.
Does QuoteOutlet sell your info?
The short answer is yes. This is because in order to offer their services for free and match you with potential insurance options, they need to collect your data and use it in this way. They post the following disclaimer about personal data on their website: “We do not sell your info without your approval. Our service is free to use, and we have helped millions of users save on insurance. To offer our services, we get paid by insurance providers when we make a referral. If we are unable to use your info when making a referral, we will not be able to properly match you. Click Never mind to continue your search for savings or "Do not sell my info" to discontinue your use (your information will not be sold).”
Is QuoteOutlet Home available in all 50 states?
Yes. Because you input your zip code when using QuoteOutlet, you’ll only receive home insurance quotes that are available in your state.
Save $1,604 (or more) per year on car insurance today.
- 2-minute quote
- State minimum coverage
- Full coverage
- Explore top brands
The bottom line
If the tedium of comparing home insurers (even online) is something you view as a major drag, QuoteOutlet offers a compelling solution for what ails you. By filling out a simple form on their website, you can immediately be connected to insurance companies and coverage options that fit your needs and budget. According to their website’s testimonials, users of QuoteOutlet have saved anywhere between $75 to an astonishing $500 a month thanks to the platform.
While that is definitely a perk of the website, it isn’t without its drawbacks. Namely, QuoteOutlet (like its affiliate EverQuote) sells your data as part of the match-making process should a referral be successful. If you’re conscientious of your data, then you may want to find a different tool to use or go about comparing your insurance options the old-fashioned way.
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Writer
Brent Ervin-Eickhoff is a Chicago-based writer, stage director, and filmmaker with a background in digital marketing and content creation. In addition to Joy Wallet, Brent has written for Complex, Volkswagen, HowlRound, Picture this Post, and Third Coast Review, among others. He currently serves as the Associate Director of Marketing for Content Creation at Court Theatre at the University of Chicago. Brent graduated from Ball State University with Academic Honors in Writing.
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