Hate insurance shopping and not sure what your options are? Young Alfred makes it quick and easy to compare and buy insurance online. The platform is fast, secure, and simple to use, making it a great way to find the right insurance provider and save time and money throughout the process.
Young Alfred isn’t an insurance agency; it’s a price comparison tool dedicated to simplifying the process of comparing and purchasing insurance. While Young Alfred started with a focus on homeowners insurance, it now also offers auto insurance, renters and homeowners insurance, condo insurance, mobile home insurance, flood insurance, and pet insurance. It allows consumers to compare rates and features from over forty different insurance providers.
How does Young Alfred work?
Young Alfred’s rate comparison tool takes just a few minutes to use. When you first navigate to the website, you’ll see a green button front and center that you can click on to get started.
After that, you’ll have to fill out some basic personal info, including your name, address, email, and what type of insurance you’re looking for. Depending on what type of insurance you select, Young Alfred will let you know some of the factors that may influence your insurance costs. For example, if you’re looking for renters insurance, it lets you know the risk of factors like hurricanes, wildfires, earthquakes, theft, and more in your area. This can also help you to determine what types of additional coverage you need, if any.
Depending on what type of insurance you’re looking for, you’ll have to provide some additional information. For example, if you’re looking to purchase renters insurance, Young Alfred asks you questions about the type of property you’re renting, specific features like smoke alarms and fire extinguishers, and whether or not you have any pets. Young Alfred will also ask you to provide some basic information about yourself, including your birthday, gender, and marital status.
After filling out information about your situation, you’ll need to decide what you want your deductible to be for your insurance policy. The deductible represents the amount you’ll have to pay before insurance kicks in for a claim. The higher your deductible, the lower your monthly premium will be, but the more you’ll have to pay upfront if you do have to file a claim. If you choose a low deductible, your premiums will likely be higher, but it could save you money in the long run.
The next step is to choose any additional coverage for the type of insurance you’re shopping for. For example, if you’re looking to purchase renters insurance, you may also want to add on flood coverage if you live in an area prone to floods, or business coverage if you operate a small business and work from home.
Finally, you’ll need to provide some sensitive info including your phone number and social security number to receive your quotes. Young Alfred is committed to customer safety and security and never sells your personal information. If you’d prefer to give your social security number offline, you can also call them to give that information over the phone.
Once you finish filling out all of this information, Young Alfred will take a few minutes to research the best insurance options for your situation. When finished, you'll receive the best options via email. You can then review quotes and compare rates from different insurance carriers. Young Alfred also provides helpful, transparent info under each policy form, so you can be sure that your comparisons are accurate.
How much does Young Alfred cost?
It’s free to use Young Alfred to compare rates from different insurance providers, and no payment information is necessary upfront. If you decide to purchase insurance through Young Alfred, costs will vary depending on what type of insurance you’re purchasing and which provider you decide to go with. Insurance can be purchased directly through Young Alfred, and the company claims that customers save an average of $352 annually when they use Young Alfred.
Young Alfred features
There are a few features that set Young Alfred apart from other price comparison tools, including a fully digital application process, a simple and intuitive website, and informative and transparent pricing.
Young Alfred prides itself on a fully digital application process, with no need to call a representative or visit an insurance provider in person. This makes it especially appealing for younger consumers who prefer to shop for insurance online.
Easy application process
The application process takes only a few minutes and is pretty easy to navigate. To ensure accurate quotes, you’ll need to provide some basic information about yourself and what type of insurance coverage you’re looking for, but there aren’t a ton of complicated forms to fill out. Young Alfred also provides helpful information along the way that can help you decide what kinds of insurance coverage are a good fit for your specific situation.
Safe and secure
Young Alfred is serious about its customers’ privacy, and never sells personal information to third parties. Any sensitive information that you provide is also encrypted using secure socket layer (SSL) technology.
Transparent and informative pricing
Another nice feature of this service is its transparent and informative pricing. In addition to showing customers quotes from different insurers, Young Alfred also shows you the fine print so that you can make sure you’re comparing similar kinds of coverage.
Unlike some other price comparison tools, Young Alfred gets quote information directly from partnering insurance providers, which means that the quotes are very accurate in most cases. Young Alfred doesn’t charge a broker fee, and getting a quote won’t hurt your credit.
Helpful customer service
If you’re having trouble navigating Young Alfred’s website or have a question about insurance, its customer service team is there to help. You can reach Young Alfred by email at email@example.com or phone at 1-800-640-5001.
Discounts for qualified customers
Young Alfred allows customers to take advantage of dozens of discounts from different insurance providers. Eligibility for these discounts depends on your situation as well as what type of insurance you’re shopping for. Young Alfred includes a list of just some of the many discounts customers are available for on its website, including:
The smart home discount
Paid in full discount
Roof update discount
HVAC update discount
Electrical update discount
Plumbing update discount
New home build discount
Hip roof discount
Good credit discount
No claim history discount
Wind mitigation discount
Hail resistant roofing discount
New car discount
Mature driver discount
Safe driver discount
Higher education discount
Distant student discount
Driver improvement discount
Continuous coverage discount
Escrow bill discount
Who is Young Alfred best for?
Wondering if Young Alfred is a good fit for you? Here are our recommendations for who should use Young Alfred.
People who want to apply online
One of Young Alfred’s best features is its easy, intuitive application process. You can apply entirely online, without having to make a phone call or meet with an insurance representative. The whole application process takes only a few minutes, after which you’ll have personalized insurance quotes sent straight to your inbox.
People who want to get the best possible deal
Young Alfred makes it easier to compare different prices between insurance providers. The quotes are generally very accurate, and consumers can save an average of $352 annually when they use Young Alfred to compare rates.
People who want to make an informed decision
While it’s always a good idea to try to find the best deal possible, there’s a lot more to insurance coverage than just the price. Young Alfred also provides detailed information about each insurance policy to help you make an informed decision about your insurance coverage.
Who shouldn’t use Young Alfred?
While Young Alfred is a great option for many people, there are a few drawbacks to using this service that make it a less-than-perfect fit for some customers.
People who want an instant quote
Young Alfred delivers accurate, personalized quotes straight to your inbox. However, because its research is conducted in real-time, it’s not an instantaneous process. Instead, customers can expect to wait around twenty minutes before receiving a list of providers via email. If you’re looking for a truly instantaneous process, Young Alfred might not be the best fit.
###People who want an in-person experience
Young Alfred’s strength is in its robust online presence, but that does mean that it might not be the best fit for all consumers. If you prefer an in-person experience, you might be better off working with an insurance agent at a brick-and-mortar location.
People who prefer to purchase insurance directly from a provider
One of the main reasons to use Young Alfred is to compare different providers before deciding on coverage. If you already have an insurance provider in mind, you may prefer to purchase a policy from them directly.
Pros & cons
Online application. They feature a super simple and fast application process.
Accurate quotes. Because Young Alfred works directly with insurance providers, their quotes are extremely accurate.
Helpful information. Confused about what kind of coverage you need? Young Alfred provides plenty of helpful information so that you can make an informed decision.
Online-only. If you’re looking to shop for insurance in person, Young Alfred isn’t a good fit.
It’s not instantaneous. Customers generally have to wait a few minutes before receiving their quotes.
Young Alfred vs. competitors
Types of insurance
Most types including auto, homeowners, renters, and pet insurance
Most types including auto, homeowners, renters
Auto and home only
Online or phone
Policygenius is a similar insurance price comparison tool. Like Young Alfred, Policygenius allows consumers to compare quotes from different insurance providers to find a great deal. Also like Young Alfred, it offers a wide range of different insurance products, including life insurance, auto insurance, home and renters insurance, and more. One nice perk of Policygenius is that you can browse quotes anonymously without having to provide any contact info.
The Zebra is another price comparison tool for insurance products. Unlike Young Alfred, The Zebra only features two main insurance products: car insurance and home insurance. You can complete an application online, or you can call one of Zebra’s licensed insurance agents to complete the process over the phone.
How does Young Alfred make money if it's free?
Young Alfred receives a commission from insurance providers when someone purchases insurance using its price comparison tool. Using Young Alfred is free for customers.
How long does the application process take?
The application itself only takes a few minutes. You can expect to receive quotes from Young Alfred in your inbox within an hour, although the process can occasionally take longer.
What insurance providers does Young Alfred work with?
Young Alfred works with insurance companies like Progressive, Travelers, Nationwide, and more.
The bottom line
If you’re looking for insurance and aren’t sure where to start, Young Alfred can help. The sophisticated price comparison tool lets you compare quotes from different providers, learn more about insurance coverage and types, and ultimately purchase insurance through its secure and convenient platform. If you’re looking to speak to an insurance agent in person or if you already know which insurance company you want to buy from, Young Alfred may not be the best fit for you. But if you want to shop for insurance online and get the best deals, Young Alfred is a great choice.
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