Best Checking Accounts of 2021
- Overview of the 10 best checking accounts
- 10 best checking accounts
- Best checking accounts summary
- Why you should open a checking account
- The bottom line
Overview of the 10 best checking accounts
|Capital One 360||Mobile app|
|Chime||Early direct deposit|
|Ally Bank||Alexa users|
|Axos||Free nationwide ATMs|
|Chase Total Checking||Many branches|
|Discover Bank||800,000 locations|
|Bank of America||Waived fees|
|Radius Bank||Free worldwide ATMs|
|Charles Schwab Bank||Customer service satisfaction|
10 best checking accounts
Capital One 360
- Card lock if your card is lost or stolen
- Instant purchase notifications
- Bill payments
- Secure and easy sign-in with fingerprint or customized pattern
- Send money securely through Zelle
- Mobile check deposits
- Free credit score details
- Alerts and notifications about accounts
Chase Total Checking
Bank of America
- Overdraft protection transfer, normally $12
- Statement copies, normally $5
- ATM or debit card replacement, normally $5
- Stop payment requests, normally $30
- Incoming domestic wire transfer, normally $15
Charles Schwab Bank
Best checking accounts summary
|Bank||Monthly fee||Branches||ATMs||Key feature|
|Capital One 360||$0||785||42,000||Mobile app|
|Chime||$0||0||38,000||Early direct deposit|
|Axos||$0||3||91,000||Unlimited ATM use|
|Chase Total Checking||$12||4,700||16,000||Many branches|
|Discover Bank||$0||1||60,000||800,000 locations|
|Bank of America||$12||4,300||16,000||Waived fees|
|Radius Bank||$0||1||Unlimited||$0 ATM fees globally|
|Charles Schwab Bank||$0||345||Unlimited||Customer service|
Which banks will likely charge me fees?
Will I be able to reach someone on the phone?
How much do I need to open an account?
Why you should open a checking account
The bottom line
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