Overview of the best peer-to-peer lending companies
|P2P Lender||Best For|
|LendingClub||Versatile loans under $40,000|
|Prosper||Flexible, fixed-term options and next-day funding|
|Peerform||Lowest interest rates and transparent fees|
|Upstart||Borrowers who want an increased chance at prime credit and fees calculated on the latest technology|
|Funding Circle||Small business owners in need of working capital|
|Payoff||Individuals looking to tackle consumer debt|
Best peer-to-peer lending companies
Summary of P2P lending companies
|P2P Lender||Minimum Loan||Maximum Loan||Annual Percentage Rate (APR)|
|LendingClub||$1,000||$40,000||8.05% to 35.89%|
|Prosper||$2,000||$40,000||7.95% to 35.99%|
|Peerform||$4,000||$25,000||5.99 % to 29.99%|
|Upstart||$1,000||$50,000||8.27% to 35.99%|
|Funding Circle||$25,000||$500,000||12.18% to 30.12%|
|Payoff||$5,000||$40,000||5.99% - 24.99%|
Why should (or shouldn’t) you use peer-to-peer lenders?
The bottom line
Reclaim Up to $610/Year in Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But, who has the time to look around for around a new company?
A website called CarInsurance.net makes it super easy to see if you’re getting the lowest price. All you have to do is enter your ZIP code and your age, and it’ll show you your options.
Using CarInsurance.net, people have saved up to $610 a year.
It takes just a few minutes to see how much CarInsurance.net could put back in your pocket. And the best part? Because we’re driving less, some insurers are slashing prices this month.