Overview of the best personal loans for excellent credit
|Bankrate||Comparing loan options|
|LendingClub||Loans based on financial goals|
|Marcus||On-time payment rewards|
|Upstart||Flexible rates for a range of credit scores|
|Credible||Comparing loan options|
The best companies for personal loans
Summary of the best personal loans for excellent credit
|Lender||Rates starting at|
Why should you use personal loans?
- Personal loans can offer fixed interest rates, making it easier to fit monthly payments into your budget.
- Generally speaking, you can probably get a larger amount from a personal loan.
- Personal loans can be used to pay off credit card debt that you’ve already accumulated. Some lenders can even pay your credit card company directly.
- Personal loans give you clearer boundaries. With a credit card, you can continue to borrow money up until you hit your credit limit. Then when you pay it off, you can borrow money again. Personal loans give you a set amount of money now so you can use it for what you need it for. This can take away the temptation of continuing to spend money that you don’t have.
The bottom line
Reclaim Up to $610/Year in Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But, who has the time to look around for around a new company?
A website called CarInsurance.net makes it super easy to see if you’re getting the lowest price. All you have to do is enter your ZIP code and your age, and it’ll show you your options.
Using CarInsurance.net, people have saved up to $610 a year.
It takes just a few minutes to see how much CarInsurance.net could put back in your pocket. And the best part? Because we’re driving less, some insurers are slashing prices this month.