- Customer service rating
- Financial strength rating
- Average pricing
- Options for policies
- Any other perks we should know about...
- Overview of the best term life insurance companies
- Review of the best term life insurance companies
- Best term life insurance companies summary
- What is the difference between term life and whole life insurance?
- The bottom line
Overview of the best term life insurance companies
|State Farm||Highest in overall customer satisfaction|
|Northwestern Mutual||Working with an advisor|
|MassMutual||Using a mutual company|
|Nationwide||Lots of term life options|
|New York Life||Yearly increments with terms|
|Guardian Life||Large range with age of issue|
|Haven Life||Online, commission-free experience|
|John Hancock||Largest death benefit available|
|Pacific Life||5-year increments in policies|
|Mutual of Omaha||Straightforward policies|
Review of the best term life insurance companies
New York Life
Mutual of Omaha
Best term life insurance companies summary
|Insurer||A.M. Best rating||BBB rating||Death benefit||Policy range||Convert to permanent||Cost|
|Northwestern Mutual||A++||A+||$100k+||18-65||Yes||Must contact advisor|
|New York Life||A++||A+||$10k+||18-75||Yes||$10.75|
|Guardian Life||A++||A+||$250k to $3m||18-75||Yes||$10.00|
|Haven Life||A++||A+||$100k to $3m||18-64||No||$10.93|
|John Hancock||A+||A+||$25k to $65mn||N/A||No||$11.29|
|Transamerica||A||A-||$25k to $10m||18-80||Yes||$8.39|
|Mutual of Omaha||A+||A+||$100k+||18-80||Yes||$11.83|
|Bestow||A+||A+||$50k to $1m||21-55||No||$11.25|
|Sample cost female,age 25, non-smoker, $250,000, 10-year benefit|
What is the difference between term life and whole life insurance?
How much life insurance should I purchase?
Will any of these companies pull my credit if I apply for a policy?
Do I have to have a medical exam?
Why should you use the best term life insurance companies?
The bottom line
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