So That’s Where Your Money Is Going: Fees You Don’t Realize Are Adding Up
Services requiring fees
Ways to trim on fees
- Only pay for what you need. It sounds simple, but can be difficult to put into practice. For example, if you’re only keeping your cable subscription around for certain channels, see if you can find those channels or the content on those channels elsewhere.
- Be cautious of free trials. Personally, I like to set up reminders on my phone and in my calendar app so that I don’t forget to cancel before my trial ends. Some subscription services will tell you which day you’ll be billed if you don’t cancel, so be sure to make note of that information if it’s available.
- Share services. If possible, see if you can share streaming services with friends and family. A subscription to Spotify’s Family account is cheaper than two people each paying for an individual account.
- Use fee-trimming apps. Consider signing up for apps like Truebill or Trim to take the guesswork out of your recurring charges and help you keep track of where your money is going.
Companies that can help you cut the costs
- A personal finance dashboard
- Personalized spending alerts and reminders
- Detection and fighting of overdraft fees
- Finding and canceling old subscriptions
Pros and cons of subscriptions
The bottom line
Reclaim Up to $610/Year in Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But, who has the time to look around for around a new company?
A website called CarInsurance.net makes it super easy to see if you’re getting the lowest price. All you have to do is enter your ZIP code and your age, and it’ll show you your options.
Using CarInsurance.net, people have saved up to $610 a year.
It takes just a few minutes to see how much CarInsurance.net could put back in your pocket. And the best part? Because we’re driving less, some insurers are slashing prices this month.