As Fed Cuts Rates To 0%, Here are 3 Ways to Save on Bills Now
We’ve all heard.
The fed cut interest rates to 0%.
This is supposed to stimulate lending by pumping cash into the financial system and breathe life into the economy giving confidence back to the American people.
Now your car and home insurance, bills, loans, and other borrowing rates can be significantly lowered.
Below are 3 tools that will help you find better rates to decrease your monthly expenses and save more money.
They were created to make life easy. From automatically comparing rates and policies to getting the best deal for you.
You don’t have to spend gobs of time researching quotes for car insurance or personal loans ever again.
Let's jump in.
1) Use This Automated Tool to Get Lower Rates on Car Insurance
The fed dropped rates and now the savings are being passed on to you.
See if your provider lowered your interest rates below.
It's so easy to check.
Savvy separates itself from the pack by making things dramatically easier for you. Unlike most car insurance providers, Savvy doesn’t require you to enter a ton of information. It automatically does that work for you.
How you might ask? They directly link to your current insurance provider.
For example, let’s say you have Geico. When you start on Savvy, you’ll click the Geico logo and login into your account via their encrypted software. From there, they automatically scan your policy to show you whether or not you’re paying the lowest possible price.
Once that’s done, they’ll show you the top options for maximum savings and when you click through to the new provider, all the information will be automatically filled out there as well!
As of now, they only offer this for auto insurance, but because of the simplicity to actually use their platform, we recommend testing it out to see if you’re in store for a quick bargain.
In just 60 seconds, you could save an average of $720 per year!
2) Trim - Lower your expenses (just link your bill)
Have you ever subscribed to some monthly offering, never used it, and months later realized you’ve been paying for it all along?
I think a lot of us have been there, and it's frustrating because that’s easy money we could have saved.
Wouldn’t it be nice if an automated tool could just do all that work for you?
How about a company that will also negotiate with your cable or TV provider to lower your bills?
Trim is a technology platform that goes through all your recent payments, shows you what you're paying for, and can automatically cancel subscriptions for you.
It literally does all the leg work for you.
How cool is that?
How Trim Can Negotiate & Lower Your Bills For You
Trim has three amazing features that I’m going to cover below:
- Finding & Canceling Unwanted Subscriptions
- Negotiating & Lowering Your Bills For You
- Helping You Reduce Interest Rates & Fees On You Credit Cards & Banks
3) Pay Off Your Debt with a Loan As Low As 3.84% Today!
Last but certainly not least, take advantage of the lowest borrowing rates in history by consolidating any outstanding debt or funding that new project with one simple solution.
Are you paying more than 4% in annual interest and fees on your credit card? Want to consolidate your debt pay down your principle up to 8x faster?
Now there’s a great way find out if you can be matched with a loan to suit your needs.
It’s a “one-stop-shop" called Fiona that matches your credit profile with the ideal lender at the lowest possible rate. Just enter your information and this groundbreaking technology does the rest. No more sifting through 100 lenders and applications, risking your privacy and wasting your time. This revolutionary solution finds the best loan partner custom-tailored to your unique needs to give you the lowest possible rate.
Fiona does a search of top lenders in America like Marcus by Goldman Sachs, Avant, Sofi and many more, offering rates as low as 3.84%.
They are directly credited for transforming how consumers view the personal lending space by simplifying the prequalification process with their proprietary loan matching technology. They have brought a brave new hope to a historically sketchy industry.
Before Fiona, you would get passed from aggregator to aggregator, risking your data privacy. This single solution provides actionable guidance immediately while guaranteeing 256-bit encryption to secure your information–a higher security standard than many banks.
When Should You Get a Personal Loan?
A personal loan is the perfect universal credit tool. Are you looking to make a large purchase like a wedding or home improvement?
Use a low-rate personal loan as opposed to putting a lump sum on a credit card with a high APR.
Do you already have a number of outstanding credit card balances?
Consolidate these unpaid debts with one single creditor at a considerably lower rate (as low as 3.84% APR).
Here are the 9 most popular uses of personal loans:
- Consolidate credit card debt
- Consolidate other debts
- Pay off medical bills
- Give your home a face-lift
- Pay for your wedding
- Celebrate a milestone
- Financing a car purchase
- Starting a business
Summary of what Fiona offers:
Fiona offers loans from $1,000 to $100,000. You can get your funds as soon as the next business day. APR loan rates can be surprisingly low at 3.84% and the terms of the loan are anywhere from 24-48 months. If you have a low credit score don’t be discouraged. Loans are offered for credit scores as low as 580.
These loans can be used for consolidating debt, to financing a home renovation and much more. Fiona offers unsecured loans, which means you don’t need to put up your home or even own a home to be approved for a loan through Fiona.
In closing, here are 4 reasons to search for a loan with Fiona:
- Free Service: No upfront costs, Fiona’s fees are 100% free.
- Top Lenders In The Word: SoFi, Lending Club, Prosper and Marcus by Goldman Sachs are just a few of the lenders you can choose from.
- Doesn’t Hurt Your Credit: It’s only a soft pull of your credit which doesn’t hurt your credit at all.
- Your Personal Information Is Safe: Fiona uses 256-bit SSL encryption to secure your information.
Remember Fiona’s services will not affect your credit score.