- 1. Direct subsidized loans. These are based on financial need and range from $5,500 to $12,500 per year.
- 2. Direct unsubsidized loans. These are not based on financial need and range from $5,500 to $12,500 per year. Graduate students can receive up to $20,5000.
- 3. Direct PLUS loans. These loans help pay for expenses not covered by financial aid but require a credit check in order to qualify.
- 4. Direct consolidation loans. These combine all of your federal student loans into one single loan.
- One of the biggest private student loan providers is Sallie Mae, which offers fixed annual percentage rates (APRs) between 4.25% and 12.35% and variable rates between 1.25% and 11.15%.
- College Ave, which requires a credit score in the mid-600s and higher, offers fixed APRs between 3.49% and 12.99% and variable rates between 1.24% and 11.98%.
- Funding U doesn't require a minimum credit score or a co-signer. It's fixed APRs are between 7.99% and 14.99%.
Pick What You Can Afford
- 2-year institution at in-state rate: $12,720
- 4-year institution at in-state rate: $21,950
- 4-year institution at out-of-state rate: $38,330
- 4-year private non-profit college: $49,879
Reclaim Up to $610/Year in Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But, who has the time to look around for around a new company?
A website called CarInsurance.net makes it super easy to see if you’re getting the lowest price. All you have to do is enter your ZIP code and your age, and it’ll show you your options.
Using CarInsurance.net, people have saved up to $610 a year.
It takes just a few minutes to see how much CarInsurance.net could put back in your pocket. And the best part? Because we’re driving less, some insurers are slashing prices this month.