How To Rapidly Reduce Your Credit Card Debt. Time-Sensitive: Take Advantage of This Now
If you are one of the tens of millions of frustrated Americans, worrying about paying your bills while the economy is so uncertain… then this story couldn’t come at a better time…
The government just decided to pump trillions of dollars into the economy. More importantly, they dropped the federal funds rate to near 0%
Which means you are most likely overpaying on any interest on your debt.
Thousands are now taking advantage of record-low interest rates to stop overpaying on interest.
How are they doing it? The answer may surprise you…
Because, if you’re like most consumers… the majority of what you’ve been told about paying your interest score – is dead wrong…
And whether you know it or not, ignoring the issue is costing you thousands of dollars a year. Money that should be going into your pocket – NOT to the banks and credit card companies.
The Hidden Secret to Paying Less Interest?
Debt consolidation. That means paying off many debtors up front with a single, lower-interest rate loan.
If you are paying 16-24% interest on multiple credit cards, you could pay off all of your debt through a loan at 5.99%.
Think about how much money you’d be saving by consolidating your debt.
If you have $9,000 in yearly credit card debt at an interest rate of 20% –the average debt for an American household – you’re paying an additional $1,800/year in interest.
If you were paying an interest rate of 6% through a personal loan, you could be paying just $600/year – saving you a whopping $1,200/year!
Imagine what you could do with an additional $1,200 per year. You could:
- Get the hot new iPhone that just came out
- Renovate the house
- Buy a brand new TV
But all of this will be harder to do unless you consolidate you’re paying a lower interest rate.
Thankfully, at Joy Wallet, our senior experts have done the research to find the best personal loan interest rates to consolidate your debt. Simply add in the details to the form below and you’ll be shown the best personal loans available to you.
If debt isn’t on your mind right now, you could also use personal loans for:
- Pay for moving costs
- Your wedding
- Hospital bills
And with interest rates at record-lows for now...
I don’t feel like I’m very far out on a limb with this “bold” prediction:
1 year from now, you’ll probably wish you took a personal loan to reduce your credit card debt.
All at a rate much lower than your credit card company is already charging you.
So don’t miss out on this once-in-a-lifetime opportunity – because who knows how long you’ll have access to these record-low interest rates?
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