Nationwide Auto Insurance Review: Features, Pros & Cons, and Costs
- What is Nationwide auto insurance?
- How does Nationwide auto insurance work?
- How much does Nationwide’s car insurance cost?
- Nationwide’s auto insurance features
- Who is Nationwide’s auto insurance best for?
- Who shouldn’t use Nationwide’s auto insurance?
- Pros & cons
- Nationwide vs. competitors
- The bottom line
What is Nationwide auto insurance?
How does Nationwide auto insurance work?
Get a quote in under 7 minutes
Answer the Nationwide Express questionnaire
Give a little more information
Finish online registration
How much does Nationwide’s car insurance cost?
Examples of premium costs
- Bodily Injury: $25k/$50k
- Property Damage: $20k
- Uninsured Motorist Bodily Injury: $25k/$50k
- Bodily Injury: $100k/$300k
- Property Damage: $50k
- Uninsured Motorist Bodily Injury: $100k/$300k
- Collision Deductible: $1k
- Comprehensive Deductible: $1k
Nationwide’s auto insurance features
On Your Side Review
Who is Nationwide’s auto insurance best for?
Car owners looking for long-term coverage
Who shouldn’t use Nationwide’s auto insurance?
Individual car owners aged 25 or under
Pros & cons
- Nationwide doesn’t tend to penalize those with low credit. Drivers with low credit tend to be charged more for insurance, or not given the same discounts as those with high credit. Nationwide tends to keep rates affordable for car owners with lower credit scores.
- Minimal upcharge for high-mileage car owners. The difference in rate between drivers who have an annual mileage under 6,000 miles and those who exceed that range is minimal with Nationwide. In fact, in some cases, it averaged to be around $15.
- Rewards for loyal clients. Nationwide’s vanishing deductible is a positive incentive to go with the company and stay with them. If you’re a low-risk driver looking for a long-term insurance provider, Nationwide could be a good choice over time.
- Limited coverage for rideshare drivers. Many insurance companies are developing more flexible companies for rideshare drivers, but Nationwide isn’t one of them. If you’re thinking that ridesharing could be part of how you cover your bills now or in the future, this could be a major con.
- If you have a bad driving history, Nationwide can be expensive. Speeding violations and accidents will raise your expected rate significantly, and a DUI could even double it. Ask your representative how a flawed driving record could impact the cost of your coverage.
- Below average customer service. In the 2020 J.D. Power study, Nationwide ranks below many of its competitors when it comes to customer satisfaction. The study breaks the country down by regions, and Nationwide consistently scores below average in each region. For example, in California they had a score of 797 out of 1000 points. The industry average for California was 821. In the central region, they finished with a score of 815 out of 100. The industry average in that region was 843. This trend holds throughout the study.
Nationwide vs. competitors
|Insurer||Gap Coverage||J.D. Power Rating||A.M. Best Rating|
Nationwide vs. Farmers
Nationwide vs. GEICO
The bottom line
|1 Nationwide Plaza, Columbus, OH 43215-2220||Roadside Assistance 866-854-4140||P.O. Box 742522, Cincinnati, OH 45274-2522|
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