Review of Progressive Auto Insurance: Features, Pros & Cons, and Costs
- What is Progressive auto insurance?
- How does Progressive auto insurance work?
- How much does Progressive insurance cost?
- Progressive auto insurance features
- Progressive vs. competitors
- Who is Progressive insurance best for?
- Who shouldn’t use Progressive?
- Pros & cons
- The bottom line
What is Progressive auto insurance?
- Liability: Covers your expenses if you cause injury or property damage and need to pay for medical bills or to repair someone’s property.
- Comprehensive: Covers repairs or replacement of your vehicle for events beyond your control, such as a fire or vandalism.
- Collision: Repairs or replaces your vehicle during a collision with another object. These expenses are covered regardless of if you are at fault.
- Uninsured bodily injury and motorist damage: If someone else is at fault during a collision but they are uninsured or underinsured, this policy will cover your bills and the medical bills of others in your vehicle.
- Medical payments: This coverage will pay for medical or funeral bills if you’re in a collision. If you are hit while in another car or as a pedestrian this coverage could still apply to you.
- Roadside assistance: If you need immediate help because your vehicle has broken down, you’ve run out of gas, have a flat tire, or any other reason, this add-on will tow you to an auto shop.
- Lease pay off: If you total your car, your collision insurance only covers to the maximum your auto is worth now, not your total lease. Lease pay off insurance can help you cover the gap.
- Rideshare coverage: If you’re logged into a rideshare app and get into a collision while waiting for a customer, before starting a trip, this add-on will extend the coverage of your original policy to cover repairs or replacement of your vehicle.
How does Progressive auto insurance work?
How much does Progressive insurance cost?
Most expensive premiums
Examples of premium costs
- Bodily Injury: $25k/$50k
- Property Damage: $20k
- Uninsured Motorist Bodily Injury: $25k/$50k
- Bodily Injury: $100k/$300k
- Property Damage: $50k
- Uninsured Motorist Bodily Injury: $100k/$300k
- Collision Deductible: $1k
- Comprehensive Deductible: $1k
Progressive auto insurance features
Free coverage for pet injuries
“Name Your Price” tool
Variety of ways to contact
Progressive vs. competitors
|Insurer||J.D. Power Rating||A.M. Best Rating||Multiple Discounts||Gap Coverage|
Progressive vs. GEICO
Progressive vs. State Farm
Who is Progressive insurance best for?
People who need more than one policy
Who shouldn’t use Progressive?
People who want a smaller company
Consumers looking for excellent customer service
Pros & cons
- Easy online quote tool: You can receive a quote within minutes online, or using Facebook Messenger.
- Easy to search for affordable quotes: Using the “Name Your Price” feature Progressive makes staying within a budget simple.
- Pet injury covered: If you get collision coverage the cost of your vet bills will be covered to a set amount if you get into an accident.
- Mid-level customer service rating: While Progressive was rated in the top 20 for customer service, there are still a lot of auto insurers who rate above them.
The bottom line
|6300 Wilson Mills Rd., Mayfield Village, OH 44143|
Reclaim Up to $610/Year in Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But, who has the time to look around for around a new company?
A website called CarInsurance.net makes it super easy to see if you’re getting the lowest price. All you have to do is enter your ZIP code and your age, and it’ll show you your options.
Using CarInsurance.net, people have saved up to $610 a year.
It takes just a few minutes to see how much CarInsurance.net could put back in your pocket. And the best part? Because we’re driving less, some insurers are slashing prices this month.