How to Find Your Dream Home: A Step-by-Step Guide
Finding your dream home step-by-step
Step 1: Search online
Step 2: Visit neighborhoods
- Try and visit homes at different times of day to get the best overall sense of the neighborhood.
- Be aware of things like noise levels, proximity to other neighbors, and even the driving distance to your local grocery store.
- Look around at the other homes and see if they look well-maintained and what kinds of cars are parked in the driveways. How big are the yards?
- Do people seem to enjoy a sense of privacy or is everyone living very close together?
- Is the road heavily trafficked or relatively quiet?
Step 3: Filter your selection
Step 4: Set up search alerts
Step 5: Get your finances ready
Check your credit score
Understand your financial profile
Step 6: Get prequalified
Step 7: Consider what kind of loan you might want
Step 8: Plan for closing costs
Step 9: Hire a real estate agent
Step 10: Make a compelling offer
Costs & fees
- Earnest money deposit. 1% - 2% of the home’s purchase price, paid to the seller once the home is under contract as a “good faith deposit”
- Home inspection. $279 - $400 on average*, paid to the home inspector at the time of inspection (usually once the home is under contract)
- Home appraisal. $312- $407 on average*, paid to the home appraiser at the time of appraisal
- Down payment. 3% to 20% of the purchase price of your home
- PMI. 0.5% – 1% of your total loan amount
- Homeowner’s Insurance. $1,477 per year on average*
The bottom line
Reclaim Up to $610/Year in Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But, who has the time to look around for around a new company?
A website called CarInsurance.net makes it super easy to see if you’re getting the lowest price. All you have to do is enter your ZIP code and your age, and it’ll show you your options.
Using CarInsurance.net, people have saved up to $610 a year.
It takes just a few minutes to see how much CarInsurance.net could put back in your pocket. And the best part? Because we’re driving less, some insurers are slashing prices this month.