This financial firm is saving you money and the planet - with a $100 sign-up bonus
With all of the chaos going on in 2020, it can feel like the world’s turning upside down.
And with big banks making money off your purchases and using it to destroy the planet, Earth really might be strapped to a ticking time bomb…
Thankfully, eco-friendly financial institutions like Aspiration are leading the charge against the climate crisis to come.
Aspiration is a mobile financial services company that was founded by Andrei Cherny, a child to Czechoslovakian immigrants who grew up on food stamps in North Hollywood.
Earlier in his career, Cherny helped Senator Elizabeth Warren (D-Mass) create the Consumer Financial Protection Bureau, a government agency that regulates banks and other financial services companies.
After the 2008 U.S. financial crisis, he wondered if there was a way to revolutionize the financial industry with a new kind of business model - one that focused on social good as much as turning a profit.
In 2014, Cherny the now-41-year-old founded Aspiration with a radical new model: customers Pay What Is Fair - even if it’s zero.
Aspiration donates 10% of profits to charities helping struggling Americans build a better life.
Unlike the Big Banks, Aspiration doesn’t use your deposits to fund oil exploration or pipelines, firearm manufacturers, or private prisons.
That’s why we at Joy Wallet have partnered with Aspiration: we’re proud to announce that users who sign up for Aspiration’s Spend & Save account will receive an exclusive, limited-time $100 sign-up bonus.
Once you use Aspiration on $1,000 of things you already buy (like rent, food, or utilities), you'll receive the $100 sign-up bonus.
To receive the bonus, just enter your email address here, and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is FDIC insured and under a military-grade encryption. That’s nerd talk for “this is totally safe.”
No need to change your buying habits, no fees at over 55,000 ATMs all over the world, no hassle.
It’s a no-brainer to not miss out on this opportunity to save money and the planet.
But don’t take it from us - here’s what Aspiration’s happy customers have to say: *
Since 2014, Aspiration has changed the financial lives of over 1.5 million people by empowering them to save and make a difference in the climate crisis.
*¹Offer Terms and Conditions: Offer is only valid for customers who open a new Aspiration Spend & Save Account. Secondary owner joining an already established account as a joint user does not qualify for promotion. Customer must complete the following activities: (1) Open and fund an Aspiration Spend & Save Account with a deposit of $10 or more, and (2) Use their Aspiration debit card to make at least $1,000 worth of cumulative transactions within the first 60 calendar days from account opening. $1,000 transaction minimum refers to net purchases (purchases minus any credits or returns). Allow up to 120 calendar days from account opening for the $100 offer credit to post to your Aspiration Spend & Save Account. Aspiration Spend & Save Account must be open and in good standing, in the sole determination of Aspiration, through the date of the credit. Promotion is ongoing and valid as of 6/12/2020. All applicable account terms, fees, and charges are subject to change. This offer may be modified or withdrawn at any time without notice. Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law. Customer should consult a tax advisor.*
*²The Annual Percentage Yield (“APY”) associated with the Aspiration Spend & ave Account is available only to customers enrolled in Aspiration Plus. APY is variable and accurate as of 6/5/20. Rates may be changed from time to time without notice. To earn 1.00% APY interest on Aspiration Save Account balances up to and including $10,000.00 in any calendar month, customer must be enrolled in Aspiration Plus and spend $1,000 or more, monthly, with their Aspiration debit card. Balances over $10,000.00 will earn 0.10% APY. If the requirements are not met each month, the APY will be 0.25% on Save Account balances up to and including $10,000.00. Balances over $10,000.00 will earn 0.10% APY. Minimum deposit required to open an Aspiration Save Account is $10.00. Enrollment fee and Pay What Is Fair fees debited directly from the Aspiration Save Account could reduce earnings. Customers not enrolled in Aspiration Plus will not earn interest. For more information, click here. Comparisons with Big Banks based on APYs for Chase Premier Plus Checking (0.01%), Bank of America Interest Checking (0.06% with Preferred Rewards booster), and Wells Fargo Preferred Checking (0.01%) interest checking accounts as of 2/11/20.*
*³Customers will earn cash back on purchases made at selected merchants. Cash back percentages are subject to change at any time without notice. Cash back will generally be credited to the customer's Aspiration Spend Account once on the first day of each calendar month. Aspiration reserves the right to reverse Cash back transactions under certain circumstances and the right to terminate a customer’s Cash Back feature for any abuse of the feature. This Cash Back rewards program is subject to change by Aspiration at any time without notice. For more information, click here & here.*
*⁴ATM use is free and unlimited, at Allpoint ATMs only. Transaction amount caps may apply. ATMs not included in the Allpoint network are considered out of network and customers may be charged a fee from that third-party ATM provider. Allpoint ATMs can be found via our ATM Locator here: https://www.aspiration.com/atms. Customers enrolled in Aspiration Plus may receive one out-of-network ATM fee reimbursement per month. Please note, there is also a foreign transaction fee of one percent that is not waived when using foreign ATMs, which will be included in the amount charged to your account. Aspiration Debit Card is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.*
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