Umbrella Insurance: What It Is and How Much You Need
- Understanding the basics of umbrella insurance
- Umbrella coverage terms
- What is not covered by umbrella insurance?
- How much does Umbrella Insurance cost?
- Liability coverage you’ll need first
- How much Umbrella Insurance do you need?
- Best Umbrella Insurance companies
- The bottom line
Understanding the basics of umbrella insurance
Umbrella coverage terms
Bodily injury liability
Property damage liability
- Libel, slander or defamation of character
- Driving abroad
- Operating rented watercraft
- False arrest
- Malicious prosecution
- Shock or mental anguish
What is not covered by umbrella insurance?
- Damage to your personal property or your belongings. These fall under your renters' or home insurance policies.
- Liability you assume under contract.
- Any damage that was intentional or criminal.
- A business
- Jet skis or all-terrain vehicles. These fall under your car insurance policy.
- People working on your property, including housekeepers and other domestic employees. They are covered by their employers, hiring agencies, or self-business insurance under workman's comp.
- If you’re injured. This falls under your medical insurance.
How much does Umbrella Insurance cost?
Liability coverage you’ll need first
How much Umbrella Insurance do you need?
Best Umbrella Insurance companies
The bottom line
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