How To Rapidly Reduce Your Credit Card Debt. Take Advantage of This Right Now [Time-Sensitive]
If you're one of the tens of millions of frustrated Americans, worrying about paying your bills while the economy is so uncertain… then this story couldn’t come at a better time…
The government just decided to pump trillions of dollars into the economy. More importantly, they dropped the federal funds rate to near 0%
Which means you are most likely overpaying on any interest on your debt.
Thousands are now taking advantage of record-low interest rates to stop overpaying on interest.
How are they doing it? The answer may surprise you…
Because, if you’re like most consumers… the majority of what you’ve been told about paying your interest score – is dead wrong…
And whether you know it or not, ignoring the issue is costing you thousands of dollars a year. Money that should be going into your pocket – NOT to the banks and credit card companies.
The Hidden Secret to Paying Less Interest? (If Your Credit Score is Over 650)
Debt consolidation. That means paying off many debtors up front with a single, lower-interest rate loan (only applies if you have credit score over 650).
If you have a credit score under 650, not to worry. We recommend reading the bonus article below on "How A California Mom Accidentally Raised Her Credit Score From 588 to 781... In Only 90 Days."
If you're paying 16-24% interest on multiple credit cards, you could pay off all of your debt through a loan at 5.99%.
Think about how much money you’d be saving by consolidating your debt.
If you have $9,000 in yearly credit card debt at an interest rate of 20% –the average debt for an American household – you’re paying an additional $1,800/year in interest.
If you were paying an interest rate of 6% through a personal loan, you could be paying just $600/year – saving you a whopping $1,200/year!
Imagine what you could do with an additional $1,200 per year. You could:
- Get the hot new iPhone that just came out
- Renovate the house
- Buy a brand new TV
But all of this will be harder to do unless you consolidate your debt into a lower interest rate loan.
Thankfully, at Joy Wallet, our senior experts have done the research to find the best personal loan interest rates to consolidate your debt.
Simply add in the details to the form below and you’ll be shown the best personal loans available to you:
If debt isn’t on your mind right now, you could also use personal loans for:
- Pay for moving costs
- Your wedding
- Hospital bills
And with interest rates at record-lows for now...
I don’t feel like I’m very far out on a limb with this “bold” prediction:
1 year from now, you’ll probably wish you took a personal loan to reduce your credit card debt.
All at a rate much lower than your credit card company is already charging you.
So don’t miss out on this once-in-a-lifetime opportunity – because who knows how long you’ll have access to these record-low interest rates?
How A California Mom Accidentally Raised Her Credit Score From 588 to 781... In Only 90 Days
(San Diego, CA) – If you are one of the 153 million frustrated Americans, suffering from low credit scores... then this will be the most interesting story you've ever read…
A California mom named Alison Hilton was recently able to raise her credit score from 588 to a whopping 781 in only 90 days...
How did she do it? The answer may surprise you...
Because, if you’re like most consumers... the majority of what you've been told about improving your credit score - is dead wrong...
And whether you know it or not, ignoring the issue is costing you thousands of dollars a year. Money that should be going into your pocket - NOT to the banks and credit card companies.
"Thanks to the help of Scott's friend, we were able to save our family from a major financial disaster... before it was too late"
Alison describes how not long ago, a family friend showed her a little-known credit "trick". And just by using this simple, 5-minute trick once a day, her scores started going up very fast.
This loophole triggers a consumer protection process, which stops all collections calls. And can even erase inaccurately reported negative accounts from your credit.
After using this unusual method, some are now reporting score increases of up to 201 points.
Alison and her husband not only raised their scores , but also got approved for their dream cars. (photo above).
The strategy worked so well, the couple created a step-by-step blueprint of the whole process, and posted it online.
They shared it with some of our friends and family members...then sent it to a few close friends on Facebook, who tried it out right away.
What happened next, was something they never could have dreamed, was possible...
First, an email came in from a woman named Anne, sharing her success story... then another... and another...
And before long the couple's inbox was overflowing with people who were now using this Credit Secret to improve their credit scores...
From buying new cars and homes, to people getting approved for new low interest loans and lines of credit. Some had even raised their scores past the mythical 800 level.
The couple couldn’t believe it. "We had to pinch ourselves to make sure we weren’t dreaming!" says Alison
Then, just when they thought things couldn’t get any better... credit industry expert John Ulzheimer somehow got a copy of it.
John has worked for major credit companies, like FICO, and Equifax. He has 26 years experience in the credit industry.
He was so impressed with it, that a short time later, he took it with him on national television. In a tell-all interview with the legendary Larry King.
You can see what he said about it here.
Within hours, the video leaked online, and went viral – racking up several hundred thousand views, as the story spread.
Currently the video is still available to watch here, but no one knows for how long.
What’s strange is, the worse your credit is now, the better this "loophole” seems to work.
As of this writing, thousands have reported this secret has raised their scores... and turned their financial lives around.
Watch the video below now to see how...
Testimonials, case studies, and examples found on this page are results that have been forwarded to us by users of Credit Secrets and related products, and may not reflect the typical purchaser's experience, may not apply to the average person and are not intended to represent or guarantee that anyone will achieve the same or similar results.
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