- What is the Zero-Based Budgeting Method?
- How to Zero-Based Budget
- Who is this budgeting strategy best for?
- Who is this budgeting strategy not for?
- How to get started with the zero-based budgeting method
- Pros and cons of the zero-based budgeting method
- The bottom line
What is the Zero-Based Budgeting Method?
How to Zero-Based Budget
Record your income & expenses
Make your allocations upfront
Put income towards the essentials first
Give every dollar a purpose
Who is this budgeting strategy best for?
Anyone with limited expendable income
Someone struggling to save money or pay off debt
Anyone new to budgeting
Who is this budgeting strategy not for?
Someone with a lot of expendable income
Someone who’s primary interest is cost-cutting
Someone who needs more flexibility
Anyone who wants more support budgeting
How to get started with the zero-based budgeting method
Record your expenses
Categorize your expenses
Needs vs. wants
Account for odd expenses
Pros and cons of the zero-based budgeting method
Easy to get started
Puts every dollar to good use
Clearly prioritizes spending
The bottom line
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