Allied Auto Insurance Review: Features, Pros & Cons, and Costs
- How does Allied auto insurance work?
- How much does Allied cost?
- Features of Allied auto insurance
- Allied vs. competitors
- Who is Allied best for?
- Who shouldn’t use Allied?
- Pros & cons of Allied auto insurance
- The bottom line
How does Allied auto insurance work?
- Comprehensive and collision
- Medical payments
- Uninsured and underinsured motorists
- Personal injury protection
How much does Allied cost?
- Marital status
- Credit score
- Driving history
- Coverage options and insurance limits
- Additional features to your policy
- Amount of your deductible
Examples of premium costs
- Bodily Injury: $25k/$50k
- Property Damage: $20k
- Uninsured Motorist Bodily Injury: $25k/$50k
- Bodily Injury: $100k/$300k
- Property Damage: $50k
- Uninsured Motorist Bodily Injury: $100k/$300k
- Collision Deductible: $1k
- Comprehensive Deductible: $1k
Features of Allied auto insurance
- Free emergency locksmith services if you’re locked out of your car
- Free airbag replacement if your airbag is deployed in a crash
- One deductible if you have damage to your vehicle and home due to one incident
- Accident and minor violation forgiveness
Allied vs. competitors
|Carrier||Discounts available||J.D. Power Rating||A.M. Best Rating||Average Annual Premium*|
|average annual premium based on drivers in their thirties|
Who is Allied best for?
Those who prefer working with local agents
If your credit is less than perfect
Who shouldn’t use Allied?
If you want everything online
Pros & cons of Allied auto insurance
- Strong financial ratings. Allied has an A+ Superior rating from A.M. Best. Because Allied falls under the Nationwide umbrella, it has the same financial strength as its parent company.
- Access to the strength of Nationwide. Because it’s under Nationwide, you have access to the app to help manage your policy.
- Low amount of registered customer complaints. According to the NAIC consumer complaint index, Allied scores a .44. The national average is 1, so any score below one means the insurer received less than the average.
- Other high marks for customer service. Allied has an A+ rating from the BBB too.
- Only available in 33 states.
- Have to work through an agent for major questions such as quotes, coverage options, and claims
- Can’t complete the quote process online, again, you have to call an agent or customer service.
The bottom line
Reclaim Up to $610/Year in Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But, who has the time to look around for around a new company?
A website called CarInsurance.net makes it super easy to see if you’re getting the lowest price. All you have to do is enter your ZIP code and your age, and it’ll show you your options.
Using CarInsurance.net, people have saved up to $610 a year.
It takes just a few minutes to see how much CarInsurance.net could put back in your pocket. And the best part? Because we’re driving less, some insurers are slashing prices this month.